Real Estate Glossary
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Underwriting - The process that lenders go through to evaluate the risks posed by a particular borrower and to set appropriate conditions for the loan.
Unrecorded deed - An unrecorded deed transfers ownership from one party to another without being officially recorded.
U.S. Department. of Housing and Urban Development (HUD) - A federal agency that oversees the Federal Housing Administration and a variety of housing and community development programs.
Unsecured loan - Any loan that is not backed by collateral.
Usury - A reference to illegally excessive interest charged on any loan.
